![]() Also include any costs for buying and maintaining equipment you use for your work, such as printers and laptops. If you run a freelance graphic design or writing business, you should include costs for tools and software you use for day-to-day work. You should also include expenses related to website hosting and design to ensure you’re covering costs to maintain your website. You can charge your customer shipping fees, but make sure you’re also including them in your budget so you know exactly how much you need to cover the costs. If you run an online store, make sure to include shipping costs in your monthly budget. Predict when you might run into slower periods and adjust your budget accordingly. You may have less cash flow to work with during your slower months, which means you may need to reduce your variable and discretionary businesses to keep your business running smoothly. If your business is seasonal, the revenue you generate may not be consistent month-to-month.
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